For UK Mums

Baby Budget Calculator

How much does a baby cost in the UK? It's the big question on every parent's mind. Estimates vary wildly, with reports suggesting anywhere from £500 to £5,000 for the initial setup alone.

The truth is, it depends entirely on how you shop. Our calculator uses 2025 prices to help you build a realistic budget for your first year, whether you're buying brand new or hunting for second-hand bargains.

Updated for 2025 Prices

1 Your Profile

NHS Prescriptions

In England, prescriptions are free during pregnancy and for 12 months after birth with a Maternity Exemption Certificate. In Scotland, Wales, and NI, they are free for everyone.

2 Feeding & Care

3 Childcare

0 if handling care yourself

Leave blank for average

4 One-Off Items

Check the box if you already have or will borrow an item. We will remove the cost from your total.

Your Baby Budget

One-off Setup

Pram, cot, furniture, etc.

£0

Monthly Cost

Nappies, food, clothes

£0

Monthly Childcare

Based on your hours

£0

Total First Year

£0

Includes setup + 12 months expenses

Disclaimer: These figures are estimates based on typical UK market prices for 2024-2025 (sourced from MoneyHelper, retailer averages, and Koru Kids). Real costs vary wildly depending on location, brand choices, and gifts from family.
See Detailed Cost Breakdown

Setup Costs

Monthly Costs

Frequently Asked Questions

Do I really need all of this right away?
No! You don't need a highchair, large cot, or full nursery setup on day one. A Moses basket or Next2Me crib, car seat, nappies, and some clothes are the main essentials for the first few months.
How can I save money on these costs?
Buying second-hand bundles on Facebook Marketplace or Vinted can save you 70-80% on clothes. Prams and nursery furniture are also widely available used. However, experts recommend buying new mattresses and new car seats for safety reasons.
What financial support is available?
Check if you qualify for the Sure Start Maternity Grant (a one-off £500 payment). Also look into Child Benefit, which you can claim as soon as you've registered the birth.